Sam began his career in risk and credit underwriting with a BS in Accounting from Cairo University and an MBA from Baruch College. Sam held a credit and risk positions in a variety payment processors from 1998 through 2003. When he joined Cynergy Data as a lead risk manager for high risk accounts In 2009 he accepted the position of Risk and Credit Manager for Signapay, a Dallas based ISO. A long time friend of Don and Stephanie, Sam finally realized we have more fun at InChek and joined in 2015. Sam is intent on teaching Don and Stephanie Arabic and thus far has gotten them to call him “Habibi”—so he feels he is making progress.